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13 Or suppose it was torn to pieces by a wild animal. Then the neighbor must bring in what is left as proof. No payment is required.

14 “Suppose someone borrows an animal from their neighbor. And it gets hurt or dies while the owner is not there. Then the borrower must pay for it. 15 But suppose the owner is with the animal. Then the borrower will not have to pay. If the borrower hired the animal, the money paid to hire it covers the loss.

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